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SPECIAL FINANCING PROGRAM FOR PA HOMEOWNERS

Nittany Oil Company has recently become an approved dealer/contractor for Keystone HELP (Home Energy Loan Program).

What is the Keystone Home Loan Energy Program?
Keystone HELP was created for Pennsylvania homeowners to improve energy efficiency in their homes. It's a fast and convenient financing program for high efficiency heating, air conditioning, insulation, windows, doors, siding, and other improvements. Keystone HELP is provided by AFC First Financial Corporation, a Pennsylvania lender and principally supported by the Pennsylvania Treasury Department, and helps make affordable energy efficiency available to all Pennsylvanias.

Features of Keystone HELP:

  • Fast, Preferred Rate Unsecured Financing from $1,000 to $10,000
  • 7.99% APR (5.99% APR available for specified income levels)
  • Fixed Rate, Fixed Monthly Payments
  • No Lien Filed on Your Home
  • No Home Equity Required, New Homeowners OK
  • No Points, Fees or Closing Costs
  • Up to 10 Years to Repay with No Penalty for Prepayment
  • Work must be performed by Nittany Oil Company, Hilltop Oil Company, and/or K.V. Oil Company
  • Who is Eligible?
    All Pennsylvania homeowners who are making qualifying improvements to their primary residence or second home are eligible. Good credit and the ability to repay are required, however all income levels are eligible.

    What Improvements can be Financed?
    The Keystone HELP program is for ENERGYSTAR TM rated and other high efficiency and renewable energy improvements. All work can be financed if at least 65% of the project is comprised of the following:
  • ENERGYSTAR TM rated Electric, Gas and Oil (84% AFUE) Heating and Air Conditioning Systems and related work
  • ENERGYSTAR TM rated Windows, Doors, Siding, Roofing and Insulation
  • Geothermal, Solar Energy and Hot Water, Small Wind Power Systems
  • Other Qualifiying ENERGYSTAR TM improvements
  • Contact us at service@nittanyoil.com or visit www.energystar.gov for more information on qualifying improvements.

    How do I get a Keystone HELP Loan? To fill out an online application click here. Keystone HELP Loan Application

    We'll have a decision on your application, generally in 24-hours or less and will be happy to answer any questions you may have.


    © Nittany Oil Company, All Rights Reserved.
    1540 Martin Street, State College, PA 16803   (814) 237-4859

    Email: ContactUs@nittanyoil.com